One’s for the Money.
Two’s for Your Dreams.
Most business owners start with The Bank.
It’s the traditional first stop. It’s familiar, low-interest, and institutional. But when you don’t fit their box, the door closes fast. That’s where Exceed Capital comes in.
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The Best Second
We were built to be your best second and that’s our strength. Because when you're not the
obvious choice, you have to earn your spot. You don’t just show up. You show up better.
At Exceed Capital, we work harder. We move faster. We communicate more clearly and care more
deeply. We meet you where you are, whether you're scaling up, filling a short-term gap, or
navigating a challenge.
We tailor solutions that make sense for your business, not just
any business.
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The Dream Team
Our team is made up of people who know how tough it is out there. So we’re not here to sell
you something you don’t need. We’re here to understand what you do need and help you get it,
quickly and transparently.
No one grows a business by playing it safe. You’ve already taken risks. You’ve already
pushed through. And if the bank said no, that doesn’t mean you’re not fundable. It means you
need a partner who looks deeper and tries harder.
That’s us.
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How It Works
Funding in Just 3 Easy Steps
Quick Application
Takes minutes, no credit check required to start.
Personalized Offers
Receive tailored lending options fast.
Rapid Funding
Choose your solution, get capital quickly.
What we offer
The Right Funding, Matched to Your Business
We don’t believe in one-size-fits-all financing. Choose from a variety of funding solutions tailored specifically to your business needs and goals.
Merchant Cash Advance
Merchant Cash Advance (MCA) gives you a lump sum of capital, repaid through a percentage of your future sales. It's ideal if your business is strong on revenue but short on time or collateral.
Term Loans
Term loans give you predictable, structured financing with a one-time lump sum that you repay in fixed monthly installments.
Who We Serve
Industries & Markets
Your business is unique. Your financing should be, too. From construction to healthcare and ecommerce, we provide targeted funding solutions designed around your industry's specific demands.
Why Us
The Benefits of Choosing Exceed Capital
Exceed Capital isn’t just fast. We’re built for business owners who need a partner, not just a lender. We offer transparent terms, real support, and funding solutions designed to meet you where you are and get you where you’re going.
Fast Approvals
You don’t have weeks to wait. We deliver funding decisions in as little as 24 hours, so you can act fast when it counts.
Flexible Solutions
No two businesses are alike. That’s why our financing options are tailored to your needs - not stuck in a template.
Support
When you reach out, you get real people. Funding experts who listen, guide, and stick with you from start to funded.
Specialized Focus
We do one thing and that’s business funding. Our laser focus is the reason why we do it better: with insight, precision, and zero distractions.
About Exceed Capital
Built for Business Owners, by Lending Experts
Exceed Capital offers small and mid-sized businesses a refreshing alternative to traditional banks. We simplify business funding, provide transparent options, and deliver personal support, helping your business thrive.
01
Integrity
Transparent terms, clear communication.
02
Speed
Quick approvals, easy processes.
03
Flexibility
Tailored funding solutions.
04
Customer-First
Your goals drive our solutions.
Simple, Fast Funding With a Human Touch
Get funded quickly with clear terms and genuine support.
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Frequently Asked Questions
How fast can I get funding?
Exceed Capital offers one of the quickest approval processes in the industry. Most applications receive a decision within 24 hours, with funding available as soon as the next business day.
What types of businesses do you work with?
We serve small and mid-sized businesses across industries like construction, retail, healthcare, transportation, ecommerce, and hospitality, with tailored funding for each.
Do you check my credit to apply?
No hard credit check is required to start. Our prequalification process uses a soft inquiry or revenue-based data to match you with suitable loan options—no impact to your score.
What makes Exceed Capital different from a bank?
Unlike banks, we move fast, personalize every offer, and work with businesses traditional lenders may overlook. We focus on fit and outcomes to your benefit.
What funding options do you offer?
We match you with the best option from products like working capital loans, lines of credit, equipment financing, invoice factoring, SBA loans, and more.
Do I need collateral to qualify?
Most Exceed Capital solutions are unsecured or based on business revenue. If collateral is required, we clearly explain why and help you navigate the terms.
